User data is never safe online. It may be believed that hackers choose their targets on how big or important users or businesses are, thereby not all developers prioritize their security. But mind you, cybercriminals in this digital age don’t choose their victims. Big or small―a business can still be hacked. Acknowledging this wrong belief would result to a big mistake, with one day being unable to access accounts or maybe seeing that all files are gone. All because of this simple and flawed judgment.
Take for instance the story of Mat Honan, tech journalist and Wired.com writer, who almost lost all of his accounts on Facebook, Twitter, email, iCloud and more due to security flaws in Apple’s and Amazon’s customer service systems. All of these happened in a snap of a finger. The hacker got information from one of his accounts and then been used to trace his other accounts.
Another common hacking scenario to date is done through a fake account that is asking for money from the original account owner’s relatives or friends, and once the hacker gets the sympathy of the account-owner’s relatives, it will surely be an instant money for someone who didn’t work hard for it.
A similar hacking method is done to online banking users. Sure it’s easier to manage accounts with one swipe or tap but an account can also be compromised with just the same tap and swipe from hackers. Just like hacking emails, hackers can send a message saying that a user’s account has a questionable transaction amounting to $500 and then sending an URL where users type in their bank account details.
Lastly is the email hacking. An email is where almost all transactions or a user’s accounts are verified so it’s a good focal point for hackers to target. Getting an email hacked constitutes a great deal of suspicion and a little eye squinting since these hackers will shoot users a message (pretending to be someone from Google, Yahoo or Microsoft) saying they’ve detected suspicious activity in the user;s account then sends a link where the user can enter his/her account details. This ploy works once the user gets all worried and jittery so they just go on with anything the hacker says.
With all these scenarios in mind, you must be itching to check your online security. But fret not, since Two-Factor Authentication is now a thing. 2FA’s are basically a second layer of protection in accessing an account so that it doesn’t get easily hacked. The first layer is done by entering the username and password and the second layer can vary from getting an SMS code which a user will input to placing a finger on the phone’s scanner. This mechanism is imperative to have since passwords are infallible and can be cracked by hackers in less than 10 hours.
Still in doubt? 2FA can help secure online banking accounts by having the bank issue a token where codes can be generated anytime. Or maybe a one-time password that a user can use on a daily basis which users can use for their social media accounts. Making use of services for 2FA is made impossibly simple by companies like Twizo, where they offer a wide array of cybersecurity services that can be used for all accounts on the websites or softwares you’re developing.
The internet no matter how you enjoy its wide range of possibilities is definitely not a safe place especially with important information and transactions at risk. Using two-factor authentication will help you get ahead of hackers and this will also promote responsible internet surfing. Using applications like Twizo and enabling users social media 2FA functions can help you sleep tighter at night. But remember that even 2FA can’t protect you if you’re not extra careful; users should be informed to always keep a keen eye on their accounts to avoid all hacking scenarios possible.